Technical Picture<\/li>\n<\/ul>\nStrong Headline Jobs Report but Underlying Weakness<\/h2>\n
![\"bls](\"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-content\/uploads\/2024\/12\/bls-jobs-report-nov-2024.png\")
<\/p>\n
The Bureau of Labor Statistics (BLS) reported that there were 227,000 jobs created in November, which was slightly above estimates of 214,000, though many of these were bounce back jobs from the storms and strikes in October. Positive revisions to September and October added 56,000 jobs to those months combined. The unemployment rate rose from 4.1% to 4.2%.<\/p>\n
What\u2019s the bottom line?<\/strong> While the headline jobs number and revisions showed strength, there was underlying weakness in the data. This is especially evident when comparing the two surveys within the Jobs Report, which told two different stories regarding job growth.<\/p>\nThe headline job number (+227,000) comes from the report\u2019s Business Survey, which is based predominantly on modeling and estimations. However, the Household Survey\u2019s job creation component (which is considered more real-time because it\u2019s derived by calling households) showed 355,000 job losses, which followed 368,000 job losses in the previous report. There is clearly a big divergence between the Business and Household Surveys, as the gap over the last two months alone is 1 million jobs.<\/p>\n
The Household Survey also showed that we lost 111,000 full-time and 268,000 part-time jobs last month. Plus, the only age group that saw job gains was 16-19 years old, which likely reflects seasonal hires. Meanwhile, the average duration of unemployment rose to 23.7 weeks, the highest amount since April 2022.<\/p>\n
Private Sector Job Growth Below Forecasts, Pay Gains Accelerate<\/h2>\n
![\"adp](\"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-content\/uploads\/2024\/12\/adp-employment-report-nov-2024.png\")
<\/p>\n
November\u2019s private sector job growth was weaker than economists had forecasted per ADP\u2019s Employment Report, which showed that employers added 146,000 new jobs versus the 160,000 that were expected. October\u2019s report was also revised lower from 233,000 job creations to 184,000, subtracting 49,000 jobs from the previous report.<\/p>\n
What\u2019s the bottom line?<\/strong> Large businesses (500+ employees) accounted for the bulk of hiring last month as they added 120,000 jobs, while small businesses (< 50 employees) continued to struggle, shedding 17,000 jobs. ADP also noted that performance among sectors was mixed, with manufacturing losing jobs and financial services and leisure\/hospitality showing signs of softness.<\/p>\nHowever, the trend lower in wage growth did reverse course, with annual pay gains growing for both job-stayers (+4.8% from +4.7%, the first YoY increase in 25 months) and job changers (+7.2% from +6.7%). This could have been influenced by seasonal hires, as companies may have offered more incentives to workers ahead of the busy holiday shopping season, so it will be something to monitor moving forward in upcoming reports.<\/p>\n
Deeper Look at Uptick in October\u2019s Job Openings<\/h2>\n
The latest Job Openings and Labor Turnover Survey (JOLTS) showed that job openings rose from a downwardly revised 7.37 million in September to 7.74 million in October, which was above what economists had forecasted. The hiring rate fell to 3.3%, which is the lowest level since 2013 not including COVID. The quit rate increased from 1.9% to 2.1%, bouncing slightly higher from the lowest level since 2015 excluding COVID.<\/p>\n
What\u2019s the bottom line?<\/strong> While the increase in job openings was unexpected and above estimates, the total may be weaker than the data implies, as the rise in remote work has led to job listings being posted in multiple states more frequently. Plus, a low quit rate also suggests there is less poaching from other companies and fewer people feel confident about finding new employment.<\/p>\nIn addition, the job openings to unemployment ratio (which compares the number of job openings to the number of unemployed persons) is at 1.1. This is a big decline from the peak above 2 in 2022 and shows a labor market that is cooling.<\/p>\n
Low Fire, Low Hire Trend Lingers<\/h2>\n
Initial Jobless Claims rose 9,000 in the latest week, with 224,000 people filing for unemployment benefits for the first time. However, Continuing Claims fell by 25,000, as 1.871 million people are still receiving benefits after filing their initial claim. Despite this most recent decline, Continuing Claims remain elevated, now topping 1.8 million for the 26th week in a row.<\/p>\n
What\u2019s the bottom line?<\/strong> The low fire, low hire trend remains persistent, as employers continue to hold on to their workers while also slowing down their pace of hiring. This was also reflected in the latest Job Cuts report from Challenger, Gray & Christmas, which showed that hiring announcements fell to their lowest year-to-date level since 2015.<\/p>\nAnnual Home Price Growth Continues<\/h2>\n
CoreLogic\u2019s Home Price Index showed that home prices nationwide rose 0.02% in October, which was stronger than forecasts. Prices were also 3.4% higher when compared to October of last year. CoreLogic forecasts that home prices will fall 0.03% in November and rise 2.4% in the year going forward, though their forecasts tend to be conservative.<\/p>\n
What\u2019s the bottom line?<\/strong> CoreLogic\u2019s appreciation data has been weaker than Case-Shiller\u2019s, which is considered the gold standard in tracking changes in residential real estate values. For example, Case-Shiller\u2019s latest report showed that home values nationwide were 3.9% higher in September than a year earlier, while the Federal Housing Finance Agency also reported 4.4% annual growth over that same period.<\/p>\nIn addition, the fall usually brings less competition in the housing market because families with school-age children like to be settled ahead of a new school year. While this season is typically the softest for home price growth, these reports show that appreciation remains healthy overall.<\/p>\n
Family Hack of the Week<\/h2>\n
Warm up this winter with this easy and delicious Hot Cocoa recipe courtesy of Allrecipes. Yields 4 servings.<\/p>\n
\n- Combine 3\/4 cup sugar (or to taste), 1\/3 cup unsweetened cocoa powder and a pinch of salt in a saucepan.<\/li>\n
- Add 1 1\/3 cups boiling water and whisk until smooth.<\/li>\n
- Bring mixture to a simmer, stirring continuously to avoid scorching, and cook for 2 minutes.<\/li>\n
- Stir in 3 1\/2 cups milk and heat until very hot without boiling.<\/li>\n
- Remove from heat and add 3\/4 teaspoon vanilla.<\/li>\n
- Divide hot cocoa evenly between 4 mugs, then divide 1\/2 cup half-and-half evenly between the mugs to help cool cocoa to drinking temperature.<\/li>\n
- Enjoy with your favorite toppings like mini marshmallows, whipped cream and chocolate shavings.<\/li>\n<\/ul>\n
What to Look for This Week<\/h2>\n
The Fed will be watching crucial inflation data when the Consumer Price Index for November is reported on Wednesday. The Producer Price Index, which measures wholesale inflation, follows on Thursday along with the latest Jobless Claims.<\/p>\n
Technical Picture<\/h2>\n
Mortgage Bonds ended last week above their 100-day Moving Average. If Bonds can stay above this ceiling, there is a lot of room to the upside. The 10-year ended last week below its 50-day Moving Average, and near the next floor at the 4.126% Fibonacci level.<\/p>\n
If you have any questions, please contact me today!<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Despite strong headline job gains reported for November, there are signs of underlying weakness in the labor sector. Meanwhile, home prices continue to appreciate on an annual basis. Read on for these top stories and more. Strong Headline Jobs Report but Underlying Weakness Private Sector Job Growth Below Forecasts, Pay Gains Accelerate Deeper Look at […]<\/p>\n","protected":false},"author":26,"featured_media":595181,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-595179","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-newsletter"],"yoast_head":"\n
Week of December 2, 2024 in Review - Drew Dodds<\/title>\n<meta name=\"description\" content=\"Despite strong headline job gains reported for November, there are signs of underlying weakness in the labor sector. Meanwhile, home...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/drewdodds.vipmtginc.com\/blog\/2024\/12\/12\/week-of-december-2-2024-in-review\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Week of December 2, 2024 in Review - Drew Dodds\" \/>\n<meta property=\"og:description\" content=\"Despite strong headline job gains reported for November, there are signs of underlying weakness in the labor sector. Meanwhile, home...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/drewdodds.vipmtginc.com\/blog\/2024\/12\/12\/week-of-december-2-2024-in-review\/\" \/>\n<meta property=\"og:site_name\" content=\"Drew Dodds\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-12T21:42:55+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-08T19:39:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-content\/uploads\/2024\/12\/adp-employment-report-nov-2024.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1150\" \/>\n\t<meta property=\"og:image:height\" content=\"747\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Drew Dodds\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Drew Dodds\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/2024\\\/12\\\/12\\\/week-of-december-2-2024-in-review\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/2024\\\/12\\\/12\\\/week-of-december-2-2024-in-review\\\/\"},\"author\":{\"name\":\"Drew Dodds\",\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/#\\\/schema\\\/person\\\/a9b55d000ca877f53f3b7b733fb26b9b\"},\"headline\":\"Week of December 2, 2024 in Review\",\"datePublished\":\"2024-12-12T21:42:55+00:00\",\"dateModified\":\"2025-09-08T19:39:26+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/2024\\\/12\\\/12\\\/week-of-december-2-2024-in-review\\\/\"},\"wordCount\":1157,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/2024\\\/12\\\/12\\\/week-of-december-2-2024-in-review\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/adp-employment-report-nov-2024.png\",\"articleSection\":[\"Newsletter\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/2024\\\/12\\\/12\\\/week-of-december-2-2024-in-review\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/2024\\\/12\\\/12\\\/week-of-december-2-2024-in-review\\\/\",\"url\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/2024\\\/12\\\/12\\\/week-of-december-2-2024-in-review\\\/\",\"name\":\"Week of December 2, 2024 in Review - Drew Dodds\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/2024\\\/12\\\/12\\\/week-of-december-2-2024-in-review\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/2024\\\/12\\\/12\\\/week-of-december-2-2024-in-review\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/adp-employment-report-nov-2024.png\",\"datePublished\":\"2024-12-12T21:42:55+00:00\",\"dateModified\":\"2025-09-08T19:39:26+00:00\",\"description\":\"Despite strong headline job gains reported for November, there are signs of underlying weakness in the labor sector. Meanwhile, home...\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/2024\\\/12\\\/12\\\/week-of-december-2-2024-in-review\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/2024\\\/12\\\/12\\\/week-of-december-2-2024-in-review\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/2024\\\/12\\\/12\\\/week-of-december-2-2024-in-review\\\/#primaryimage\",\"url\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/adp-employment-report-nov-2024.png\",\"contentUrl\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/adp-employment-report-nov-2024.png\",\"width\":1150,\"height\":747,\"caption\":\"adp employment report nov 2024\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/2024\\\/12\\\/12\\\/week-of-december-2-2024-in-review\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Week of December 2, 2024 in Review\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/\",\"name\":\"Drew Dodds\",\"description\":\"V.I.P. Mortgage, Inc.\",\"publisher\":{\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/#organization\",\"name\":\"Drew Dodds\",\"url\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/VIP-white-logo-proof.png\",\"contentUrl\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/VIP-white-logo-proof.png\",\"width\":99,\"height\":64,\"caption\":\"Drew Dodds\"},\"image\":{\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/#\\\/schema\\\/person\\\/a9b55d000ca877f53f3b7b733fb26b9b\",\"name\":\"Drew Dodds\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/50115a8e87f789bfdaaf8ea95afd5571fb05c1ae4a529b7e221c9d8ac9b4c250?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/50115a8e87f789bfdaaf8ea95afd5571fb05c1ae4a529b7e221c9d8ac9b4c250?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/50115a8e87f789bfdaaf8ea95afd5571fb05c1ae4a529b7e221c9d8ac9b4c250?s=96&d=mm&r=g\",\"caption\":\"Drew Dodds\"},\"url\":\"https:\\\/\\\/drewdodds.vipmtginc.com\\\/blog\\\/author\\\/drewd\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Week of December 2, 2024 in Review - Drew Dodds","description":"Despite strong headline job gains reported for November, there are signs of underlying weakness in the labor sector. Meanwhile, home...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/drewdodds.vipmtginc.com\/blog\/2024\/12\/12\/week-of-december-2-2024-in-review\/","og_locale":"en_US","og_type":"article","og_title":"Week of December 2, 2024 in Review - Drew Dodds","og_description":"Despite strong headline job gains reported for November, there are signs of underlying weakness in the labor sector. Meanwhile, home...","og_url":"https:\/\/drewdodds.vipmtginc.com\/blog\/2024\/12\/12\/week-of-december-2-2024-in-review\/","og_site_name":"Drew Dodds","article_published_time":"2024-12-12T21:42:55+00:00","article_modified_time":"2025-09-08T19:39:26+00:00","og_image":[{"width":1150,"height":747,"url":"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-content\/uploads\/2024\/12\/adp-employment-report-nov-2024.png","type":"image\/png"}],"author":"Drew Dodds","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Drew Dodds","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/2024\/12\/12\/week-of-december-2-2024-in-review\/#article","isPartOf":{"@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/2024\/12\/12\/week-of-december-2-2024-in-review\/"},"author":{"name":"Drew Dodds","@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/#\/schema\/person\/a9b55d000ca877f53f3b7b733fb26b9b"},"headline":"Week of December 2, 2024 in Review","datePublished":"2024-12-12T21:42:55+00:00","dateModified":"2025-09-08T19:39:26+00:00","mainEntityOfPage":{"@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/2024\/12\/12\/week-of-december-2-2024-in-review\/"},"wordCount":1157,"commentCount":0,"publisher":{"@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/#organization"},"image":{"@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/2024\/12\/12\/week-of-december-2-2024-in-review\/#primaryimage"},"thumbnailUrl":"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-content\/uploads\/2024\/12\/adp-employment-report-nov-2024.png","articleSection":["Newsletter"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/drewdodds.vipmtginc.com\/blog\/2024\/12\/12\/week-of-december-2-2024-in-review\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/2024\/12\/12\/week-of-december-2-2024-in-review\/","url":"https:\/\/drewdodds.vipmtginc.com\/blog\/2024\/12\/12\/week-of-december-2-2024-in-review\/","name":"Week of December 2, 2024 in Review - Drew Dodds","isPartOf":{"@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/2024\/12\/12\/week-of-december-2-2024-in-review\/#primaryimage"},"image":{"@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/2024\/12\/12\/week-of-december-2-2024-in-review\/#primaryimage"},"thumbnailUrl":"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-content\/uploads\/2024\/12\/adp-employment-report-nov-2024.png","datePublished":"2024-12-12T21:42:55+00:00","dateModified":"2025-09-08T19:39:26+00:00","description":"Despite strong headline job gains reported for November, there are signs of underlying weakness in the labor sector. Meanwhile, home...","breadcrumb":{"@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/2024\/12\/12\/week-of-december-2-2024-in-review\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/drewdodds.vipmtginc.com\/blog\/2024\/12\/12\/week-of-december-2-2024-in-review\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/2024\/12\/12\/week-of-december-2-2024-in-review\/#primaryimage","url":"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-content\/uploads\/2024\/12\/adp-employment-report-nov-2024.png","contentUrl":"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-content\/uploads\/2024\/12\/adp-employment-report-nov-2024.png","width":1150,"height":747,"caption":"adp employment report nov 2024"},{"@type":"BreadcrumbList","@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/2024\/12\/12\/week-of-december-2-2024-in-review\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/drewdodds.vipmtginc.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Week of December 2, 2024 in Review"}]},{"@type":"WebSite","@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/#website","url":"https:\/\/drewdodds.vipmtginc.com\/blog\/","name":"Drew Dodds","description":"V.I.P. Mortgage, Inc.","publisher":{"@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/drewdodds.vipmtginc.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/#organization","name":"Drew Dodds","url":"https:\/\/drewdodds.vipmtginc.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-content\/uploads\/2022\/02\/VIP-white-logo-proof.png","contentUrl":"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-content\/uploads\/2022\/02\/VIP-white-logo-proof.png","width":99,"height":64,"caption":"Drew Dodds"},"image":{"@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/drewdodds.vipmtginc.com\/blog\/#\/schema\/person\/a9b55d000ca877f53f3b7b733fb26b9b","name":"Drew Dodds","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/50115a8e87f789bfdaaf8ea95afd5571fb05c1ae4a529b7e221c9d8ac9b4c250?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/50115a8e87f789bfdaaf8ea95afd5571fb05c1ae4a529b7e221c9d8ac9b4c250?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/50115a8e87f789bfdaaf8ea95afd5571fb05c1ae4a529b7e221c9d8ac9b4c250?s=96&d=mm&r=g","caption":"Drew Dodds"},"url":"https:\/\/drewdodds.vipmtginc.com\/blog\/author\/drewd\/"}]}},"_links":{"self":[{"href":"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-json\/wp\/v2\/posts\/595179","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-json\/wp\/v2\/comments?post=595179"}],"version-history":[{"count":1,"href":"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-json\/wp\/v2\/posts\/595179\/revisions"}],"predecessor-version":[{"id":595182,"href":"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-json\/wp\/v2\/posts\/595179\/revisions\/595182"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-json\/wp\/v2\/media\/595181"}],"wp:attachment":[{"href":"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-json\/wp\/v2\/media?parent=595179"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-json\/wp\/v2\/categories?post=595179"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/drewdodds.vipmtginc.com\/blog\/wp-json\/wp\/v2\/tags?post=595179"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}