The decision to finance a home is not one to be taken lightly. And, choosing who to work with is just as important. As former and current First Responders, we love working with “our own” and believe that through honesty and communication, we can make the process easier for you.
CUSTOMER REVIEWS
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Thank you for visiting our site! I’m excited to present to you a TRUE first responder program. Please understand – this isn’t a typical “marketing ploy” labeled as a “program”, where your fees go down, but your rate goes up (or vice-versa). This is a TRUE DISCOUNT, coming right out of our pocket, and going into yours. As a former Marine, I understand the sacrifices that you and your family make every day in support of the greater good, and this is simply a “thank you” for all that you do. When it comes to one of the largest financial transactions that you will make, “trust your own, with your home loan.
A home loan with an interest rate that’s set for the entire term of the mortgage.
A home loan with an initial rate that’s fixed for a period of time, then adjusts periodically. For example, a 5/1 ARM has an interest rate that is set for the first five years and then adjusts annually.
A home loan insured by the Federal Housing Administration. FHA loans are backed by the government and designed to help borrowers of more modest means buy a home.
VA loans are backed by the Department of Veterans Affairs and are available to military service members and veterans.
USDA home loans are for buyers in rural and suburban areas. The mortgages are backed or issued by the U.S. Department of Agriculture.
A jumbo loan, also known as a jumbo mortgage, is a type of financing that exceeds the limits set by the Federal Housing Finance Agency (FHFA).
My name is Drew Dodds, your Arizona and California mortgage consultant. As a VIP Mortgage Loan Officer and former Sergeant in the US Marine Corps, my reputation is built on professionalism, integrity and my ability to get the mission accomplished. I am passionate about making the “necessary evil” of home financing as painless on my clients as possible, by providing a seamless process through setting proper expectations and following-through every step of the way. Happy (repeat) clients that refer business is how I stay busy – with this in mind, total client satisfaction is my #1 priority. I thank you in advance for the opportunity to earn your trusted business, and I look forward to working with you in the near future.
We are loan officers because we love what we do. We work hard to make things easier for our customers and as we have been in your shoes as First Responders, we GET you! Working long hours, often overnight and holidays, is part of your everyday life. Let us make things easier by providing an easy and seamless home financing experience.
The home loan process is no longer a static process, and education should not be either. Our team uses a variety of resources and tools to ensure that customers understand what is involved in obtaining a home loan and they are educated every step of the way. Through open, honest, and constant communication, all your questions will be answered and there will never be a time where you feel lost!
As firm believers in transparency, we create trust from day one because it helps eliminate any anxieties borrowers might have about the home loan process. We lay out the facts, including any limitations, to show that there is nothing we are hiding. Through transparency, we strengthen the relationships we have with our borrowers with the goal to create customers for life.
Strong communication, from start to finish, is what the home loan process requires. Through emails, videos, phone calls, and texts, our team guarantees that you will know what is happening with your loan every step of the way. We practice honesty, openness, information, and personal communication to make the process as painless as possible!